Gold Coast Chamber Orchestra Incorporated

Getting paid by GCCO

Where are you up to?

How you get paid

Every step from being offered a gig to your super reaching your fund. Your steps are on one side, GCCO’s on the other. Select any step to see what happens and who does it.

      Send us your details

      Your MOU makes these a condition of being paid. Fill them in once, and the form builds an email for you to check and send from your own email account. Send it again if anything changes.

      Nothing you type here is saved or sent by this page. It stays in your browser until you send the email yourself, and it’s gone when you close the tab. Never include your tax file number: give that to your super fund.
      About you
      We’ll call this number to confirm your bank details.
      Your ABN

      As a sole trader you invoice GCCO under your Australian Business Number.

      11 digits. Look it up at abr.business.gov.au if you’re not sure.
      Your bank account

      Where we pay your invoices. It should be in your own name, or your business’s name.

      6 digits
      Usually 6 to 10 digits
      Your super

      You’re owed super even though you invoice on an ABN. Tell us where to pay it, and we’ll set it up from there. Super is always paid separately, so never add it to your invoice.

      Check and send

      Make an invoice

      If you already invoice with your own system, keep using it. If not, fill this in to download a PDF invoice, then email it to accounts@gcco.com.au. We pay within 14 days, provided your details are complete and correct, including a valid ABN or a Statement by a supplier.

      Your invoice is made on your device. Nothing is uploaded. Keep a copy of each PDF for your own tax records.
      From you
      The invoice
      Use your own numbering. Each invoice needs a different number.
      What you’re charging for

      For example, each rehearsal and the concert, or one agreed fee. Never add super. GCCO pays it separately, straight to your fund.

      How to pay you

      Keeping your details safe

      Each detail goes into the one system built for it, and only the people who need it can see it. Select a system for more.

      Your detailWhere we keep itWho can see it

      Systems

      • We confirm bank details by phone before using new or changed ones, and keep a record of every call. Changed bank details are the most common way invoice fraud happens.
      • We check every ABN is valid and active on the Australian Business Register before we pay.
      • We never ask for your TFN, passwords or one-time codes.
      • Every account is protected by multi-factor sign-in, in both Xero and Microsoft 365.
      • We delete your details email once its contents are in Xero and the AustralianSuper portal.
      Email isn’t a perfectly secure channel. If you’d rather not email your bank details, reply to us or ask the Treasurer and we’ll arrange another way.

      Your super

      Why GCCO pays super for musicians who invoice on an ABN, and when it arrives.

      You’re owed it

      Australian super law treats people paid to perform music as employees for super purposes, even when they have an ABN and invoice. That’s section 12(8) of the Superannuation Guarantee (Administration) Act, and it’s applied since 1992.

      It covers people paid mainly for performing, including hobbyists, and crew whose work the performance needs.

      When it arrives

      Since 1 July 2026, under Payday Super, your super must reach your fund within 7 business days of the day we pay your invoice. The first payment to a new musician can take up to 20 business days.

      It’s paid on top of your fee at the super guarantee rate, currently 12%.

      If you don’t choose a fund

      Your super is still paid. The law sets the order:

      1. The fund you choose
      2. Otherwise, your existing “stapled” fund, which we ask the ATO for
      3. Otherwise, GCCO’s default fund, AustralianSuper

      Your TFN

      GCCO doesn’t collect tax file numbers. Give yours to your super fund directly. Without it, your fund taxes contributions at a higher rate.

      The payments team

      Roles, not people, so this guide stays current when people change. Select a role to see its steps light up in the flow.